You can provide loan detail data for A/L BENCHMARKS in one of three different formats:
- Format #1: Interagency (ALERT) format <--- Use the ALERT File Scrubber utility to remove sensitive data from this file!
- Format #2: Basic format
- Format #3: Expanded format
- Printable version of all formats
Differences between file formats:
|- sensitive customer info||yes||no||no|
|- rate floor info||no||yes||yes|
|- next reset date||no||yes||yes|
|- interest only indicator||no||yes||yes|
|- balloon date||no||yes||yes|
It should be pretty obvious that we would like you to send us the data using the #2 or #3 format. These file layouts don't contain any sensitive customer data (like Social Security Numbers, etc.) These formats also provide us with some very informative additional fields. However, in order to make it easier on you, we can accept the "#1 - Interagency (ALERT) file" format. You have probably already had to provide this type of file to your examiners so it should be easy to produce.
If you send us the Interagency file don't forget to use the ALERT File Scrubber utility to remove sensitive data from the file!
Upload your loan file to us here.